In New York, is a straw required to create a joint tenancy?

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Multiple Choice

In New York, is a straw required to create a joint tenancy?

Explanation:
In New York, a straw is not required to create a joint tenancy. A joint tenancy comes into being when two or more people hold the property with the four unities (time, title, interest, and possession) and with the right of survivorship, and with an explicit intent to create survivorship. This can be accomplished by a direct conveyance to the co-owners using language that shows they are to hold as joint tenants with the right of survivorship. A straw device is unnecessary and can complicate title; without survivorship language, the default is tenancy in common. So no straw is needed to create a joint tenancy.

In New York, a straw is not required to create a joint tenancy. A joint tenancy comes into being when two or more people hold the property with the four unities (time, title, interest, and possession) and with the right of survivorship, and with an explicit intent to create survivorship. This can be accomplished by a direct conveyance to the co-owners using language that shows they are to hold as joint tenants with the right of survivorship. A straw device is unnecessary and can complicate title; without survivorship language, the default is tenancy in common. So no straw is needed to create a joint tenancy.

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