Which statement correctly describes payment rights under UCC?

• A. A buyer may tender cash only
• B. The seller must accept only certified funds
• C. The buyer has no right to tender cash
• D. The buyer may tender a check and the seller may refuse

Answer: (D)

Under the UCC, payment can be tendered in forms beyond cash, such as checks, as long as the form is commercially reasonable and not restricted by the contract. The buyer may offer a check, but the seller is not obliged to accept that form if there are concerns about its immediacy or reliability; the seller may demand cash or another form of payment instead. This balance explains why the statement that the buyer may tender a check and the seller may refuse is correct: the buyer can propose a check, but the seller may reject that form and require a more certain form of payment. The other options overstate or misstate the seller’s obligation to accept only specific forms of payment.